Introduction
Uinsure is a 5-star Defaqto rated insurance manufacturer that offers a range of insurance products with Home Insurance being at the core. All our products have a common policy wording meaning that the policy is designed and serviced by Uinsure but is underwritten by several leading UK insurers.
There are two takeaways; the cheapest underwriter provides the same policy as the most expensive for any given risk, secondly, Uinsure effectively reverse auctions a risk to our panel of insurers (classified as whole of market) to provide the best possible cover and price.
Uinsure’s primary product set is split into two categories.
- Standard Home Insurance
- Classified as an owner-occupier policy.
- Buy-to-let / Landlords
- Where the policy is for someone who is the owner but not the occupier of the property.
The Market Landscape
There are a number of mortgage players in this market with all of them fitting into one of the three following categories when it comes to Home Insurance.
- Those that want to sell it themselves.
- Those that would prefer their customers to do it.
- Those that want us to do it.
The below sections thus, outline all of the above scenarios, thus enabling you to achieve the most appropriate solution.